D and I have been meeting resistance from our financial planner these days.
We (okay, I) had wanted to purchase a lot at Tagaytay Highlands (fine, Midlands) which will give me a free club membership. He said no. I wanted to buy a foreclosed house for which I would pay a pittance for. He said no.
It could be quite frustrating to be told that you cannot buy something that you really, really want to have. But that is the function of a financial planner – he will tell you if you can, when you can, how you can. He is my personal financial brakes, someone to tell me that I am going overboard, or that I am just being silly.