Tag Archives: Haggling

Not All Insurance Are Created Equal

Confounded

Confounded, Confounding

Warning: there is a little bit of math here.  I may confuse you.

Not all insurance are created equal.  While appearing equal, most appear to be bloody sharks, feeding on the murkiness of our ignorance.  And sometimes, this is what they actually are, devouring the unsuspecting.  But an enigma too, because their “numbers” could, at once, become flexible as if by magic.  If you ask nicely.  Okay, forget nicely.  If you ask.  There is something about knocking that opens doors.

Let me tell you a story.

Once upon a time, I received a letter for the renewal of my car insurance from Insurance A.  I looked at the premium, thought something was not right, and good grief, when I checked, it was 7,000 higher than the old premium.  Aren’t cars suppose to be cheaper as they age?  Apparently not, if this quotation is to be believed.

The next day, I got another quote from Insurance B.  Same company, different agent.  The quote was cheaper than A’s, the deductible even less.  It was starting to get interesting.

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Men Do Not Want To Ask

A View from Within

A View from Within

Sometimes, I embarrass my husband.

I like getting my discounts and am shameless asking for it, while I see him at the corner of my eye, squirming in his seat, wanting to disappear.

Like the time our engine light came on during our trip to Tagaytay and luscious Canyon Woods (while we were singing – shouting – Don’t Stop Belieeeevinnn!!!).  Long story short, we had the car checked, had the car checked-in for almost a week (uh, sorry, we have to take a closer look at it, might be serious), and were charged an arm and a leg just so they can clean the computer box.

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